Our payday loan center has served this area for many years by providing alternative forms of financing to people with bad credit or who lack many personal assets. For these reasons, banks often turn people down, leaving them with few options when a financial emergency occurs. Our company responded to the need by creating the payday loan, a short-term loan available to people with no credit check required.
If you are interested in learning more about the possibility of receiving a payday loan, we have listed answers to our most frequently asked questions on our website. We have found that the questions people have tend to fall under the qualifications needed for a payday loan and how the whole process works. We are happy to take a few minutes to explain both of these things here.
In order to apply for a payday loan, you must be over the age of 18 and reside legally within the United States. These are government regulations that we are required to abide by. Our payday loan center also requests that you have a reliable source of income and that you have a checking or savings account established in your own name.
We require you to be employed or to be the regular recipient of social security, worker’s compensation or a similar program so we can be assured that you have the funds to repay your payday loan. Our company has a reasonable minimum monthly income requirement that can be located at our FAQ section. We will verify all information that you list regarding your income.
A bank account is required as a reference so we can see that you handle your finances well. This is also needed so we can forward the proceeds of your loan to you by direct deposit.
After you have completed a brief payday loan application and submitted it to us, we will review it for completeness and get back to you shortly with our decision. We aim to approve all payday loans, and you should have no problem getting approved if you meet the basic guidelines that have been described.